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Taxa de cartão de crédito: você conhece o que está pagando?

Responda rápido: você conhece a sua taxa de cartão de crédito? Sabe onde procurar informações detalhadas sobre o que está pagando? Se a resposta é não, saiba que você não está sozinho.

Hoje, mais de 52 milhões de brasileiros usam o cartão de crédito no dia-a-dia – mas 96% deles não conhecem todas as taxas ou juros a que estão sujeitos. Além disso, cada pessoa costuma ter, em média, dois cartões – o que pode complicar bastante a gestão financeira.

O Serviço de Proteção ao Crédito (SPC) estima que 93% dos usuários de cartão de crédito gastam mais do que deveriam. O resultado disso é que um em cada quatro usuários de cartão entraram no rotativo recentemente…

Não sabe o que é o rotativo? Fique calmo e leia este post até o fim.

Aqui, a gente explica tudo sobre os diferentes tipos de taxas que podem aparecer na sua fatura para que você consiga controlar melhor os seus gastos ao longo do mês.

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